NEET PG 2026 State-Wise Bond and Stipend: Service Years, Penalty and Seat-Leaving Rules
A PG service bond is a written promise to serve in a government hospital for a fixed period after your MD/MS, or pay a penalty. Penalties in the table below run from ₹5 lakh to ₹2.5 crore. Before you report to a seat in NEET PG 2026 counselling, check four numbers: service years, bond penalty, seat-leaving penalty, and first-year stipend.
- Bond amount: the penalty if you break the service condition or leave the seat midway.
- Duration: the years of government service required after the PG course.
- Seat-leaving bond: a separate penalty for not joining or quitting an allotted seat.
- Stipend: the monthly pay a PG resident receives during training, usually set by the state.
Timing, as of 23 October 2026: MCC scheduled Round 1 choice filling to close at 10:00 a.m. on 22 October, with the result on 24 October and reporting from 26 October to 2 November. MCC has revised several counselling schedules this year, so confirm on mcc.nic.in. The bond binds you when you report and join, so read it before then and before Round 2 choice filling. For fees and closing ranks, see our NEET PG 2026 college shortlist guide.
NEET PG 2026 state-wise PG bond and stipend table
Uttarakhand has the toughest reported bond (up to ₹2.5 crore), while Delhi, Uttar Pradesh and Gujarat pay ₹1 lakh or more a month in year 1. Figures are for MD/MS seats at government medical colleges. means no figure is on record, not that there is no bond. Stipends are monthly, year 1, before tax means approximate or linked to DA means sources disagree, so check the brochure.
| State / UT | Service after PG | Bond penalty | Stipend, year 1 (₹/month) |
|---|---|---|---|
| Andaman & Nicobar | – | – | 87,000 |
| Andhra Pradesh | 1 year | ₹40 lakh | 60,823 |
| Assam | Up to 10 years (minimum 1) | ₹20 lakh degree · ₹15 lakh diploma | 55,200 |
| Bihar | 3 years | ₹25 lakh + stipend returned | 92,800 (2026 hike) |
| Chandigarh | None after PG (3-year residency contract) | ₹5 lakh if you leave within a year | ~60,000–64,000 |
| Chhattisgarh | 1 year | ₹50 lakh (UR) · ₹40 lakh (reserved) | 67,500 |
| Dadra & Nagar Haveli | – | – | 43,000 |
| Delhi | 1 year | ₹20 lakh* | ~1,24,000 |
| Goa | 1 year | ₹50 lakh + bank guarantee | 80,000 |
| Gujarat | 1.5–2 years | ₹40 lakh | 1,00,800 |
| Haryana | Not stated | Cost of education (~₹25.8 lakh men · ~₹23.2 lakh women) | 86,170 |
| Himachal Pradesh | 2 years* | ₹40 lakh | 50,000* |
| Jammu & Kashmir | 2 years | ₹50 lakh | 64,000 |
| Jharkhand | – | – | 54,500 |
| Karnataka | 1 year for all seats; minimum 3 years for government-quota and AIQ seats | ₹50 lakh degree · ₹25 lakh diploma | 56,250 |
| Kerala | 1 year senior residency | Service-bond amount not stated in sources checked; ₹50 lakh applies to discontinuing the course (see below) | 57,876 |
| Madhya Pradesh | 1 year | ₹10 lakh (UR) · ₹5 lakh (SC/ST) | 81,126 (order of 28 Sep 2026) |
| Maharashtra | 1–2 years (rural/tribal) | ₹40–50 lakh* | 92,470–93,559* |
| Manipur | – | – | ~50,000 (JNIMS) · ~1,10,000 (RIMS) |
| Meghalaya | Not stated | ₹10–20 lakh | ~1,10,000 (NEIGRIHMS) |
| Mizoram | – | – | 50,000 |
| Odisha | 2 years | Double the stipend received (in-service breach); ₹10 lakh fine for quitting the seat | ~74,500 |
| Puducherry | – | – | 43,000 |
| Punjab | Not stated | ₹20 lakh surety | 76,000 |
| Rajasthan | 2 years | ₹25 lakh–₹1.5 crore by branch (₹1.5 crore for four branches) | 55,200 (older order) |
| Tamil Nadu | 2 years | ₹40 lakh MD/MS · ₹20 lakh diploma | 54,025 |
| Telangana | 1 year, if the state needs you | ₹20 lakh degree · ₹10 lakh diploma | 67,032 |
| Tripura | 3-year degree · 2-year diploma | ₹50 lakh (clinical) · ₹35 lakh (pre/para) | 48,000 |
| Uttar Pradesh | 2 years | ₹40 lakh MD/MS · ₹20 lakh diploma | ~1,10,000–1,17,000 |
| Uttarakhand | 2 years (hill/remote posting) | Up to ₹2.5 crore | ~69,800–71,300 |
| West Bengal | 3 years MD/MS · 2 years diploma | ₹30 lakh (₹10 lakh per year missed) | ~58,000–66,000 |
No figure on record yet for Arunachal Pradesh, Ladakh, Nagaland and Sikkim. Stipends for Haryana, Rajasthan, Tripura and Jharkhand come from older orders and may now be higher. State brochures prevail over this table.
Rajasthan’s branch-wise bond. As reported in September 2025, Rajasthan prices the bond by branch for PG seats in its government colleges: ₹1.5 crore for General Medicine, Obstetrics & Gynaecology, Radiodiagnosis and Dermatology; ₹1 crore for branches such as Orthopaedics, Paediatrics and General Surgery; ₹50 lakh for Anaesthesia, Pathology and others; and ₹25 lakh for non-clinical branches such as Anatomy and Physiology.
Hidden bonds: seat-leaving and discontinuation penalties
The state service bond is only one cost. Many states add a separate penalty for not joining or quitting a seat, and some colleges add their own bond. Counselling brochures put these in the fine print.
| State | What triggers it | Amount |
|---|---|---|
| Telangana | Discontinuing after the second phase of counselling or later | ₹50 lakh + 3-year debarment from KNRUHS PG counselling |
| Kerala | Withdrawing or discontinuing after admission | Government expenses + ₹50 lakh (reports also mention the stipend received) |
| Chhattisgarh | Backing out of an allotted seat before joining | ₹25 lakh (UR) · ₹20 lakh (reserved) |
| Jammu & Kashmir | Leaving the course midway | ₹25 lakh |
| Madhya Pradesh | Abandoning service midway | ₹30 lakh (separate from the ₹10 lakh bond) |
| West Bengal | Leaving a seat after Round 2 | ₹5 lakh |
| Odisha | Quitting the seat after PG admission | ₹10 lakh + double the stipend or study cost |
In-service candidates face longer bonds: Tamil Nadu requires service until superannuation for service candidates with more than five years of service, and Andhra Pradesh and Kerala are reported to ask for up to 10 years.
College-level bonds in private and deemed colleges
Some private and deemed colleges set their own bond in the admission notice. These are as listed in the colleges’ notices; confirm each in the current document before you rely on it.
| College | Condition | Penalty/deposit |
|---|---|---|
| NKP Salve Institute of Medical Sciences, Nagpur | 1 year of service | ₹5 lakh refundable bond (2026–27) |
| Datta Meghe Medical College, Nagpur | 1 year at the university | ₹5 lakh deposit (2026–27) |
| MGM Medical College, Navi Mumbai | 1 year as Senior Resident or Tutor | ₹25 lakh (2025–26) |
| MGM Medical College, Aurangabad | 1 year as Senior Resident or Tutor | ₹25 lakh (2025–26) |
| Symbiosis Medical College for Women, Pune | 1 year as Senior Resident (3 years for scholarship students) | ₹10 lakh (2025–26) |
| M.M. Institute of Medical Sciences and Research | 1 year of Senior Residency | ₹10 lakh (2025–26) |
How to check a PG bond before you report to a seat
Quick answer: read the bond in the official brochure and the college’s fee and bond notice before you report, because it decides where you work, and what you pay, for years after your MD/MS.
- Step 1. Download your state’s latest counselling brochure and the college’s fee and bond notice.
- Step 2. Note four numbers: service years, service-bond penalty, seat-leaving bond, and stipend.
- Step 3. Check the exit deadline: leaving after the free-exit date can trigger a large penalty or a counselling ban.
- Step 4. Check quota rules: AIQ, state quota, management, and in-service seats can carry different bonds.
- Step 5. Ask whether a bank guarantee or deposit is needed at joining, as in Goa.
- Step 6. Compare the bond with the stipend over three years: a higher stipend can come with a heavier bond.
- Step 7. Keep copies of what you sign. Colleges often hold original certificates, but the Telangana High Court held in 2026 that a college has no lien over them and must sue for recovery.
Weigh the bond alongside fees, rank and stipend: our guide to the four prices of a PG seat walks through all four, and MD vs MS vs DNB vs Diploma covers a lower-cost alternative.
NEET PG 2026 counselling: when bonds start to matter
The bond becomes binding when you report and join a seat. MCC’s schedule is tentative (published 7 October 2026). If you are unsure how allotment results differ from merit lists, read Seat Matrix vs Merit List vs Allotment Result.
| Date (2026) | Stage |
|---|---|
| 24 Oct | Round 1 seat allotment result |
| 26 Oct – 2 Nov | Round 1 reporting and joining |
| 6–11 Nov | Round 2 registration |
| 14 Nov | Round 2 seat allotment result |
| 16–23 Nov | Round 2 reporting |
| 20 Nov | PG academic session starts |
| 25 Nov – 12 Dec | Round 3 |
| 15–31 Dec | Online stray vacancy round |
State counselling runs on its own dates, and each state’s brochure carries its own bond terms.
Frequently asked questions
1. Which state has the highest PG medical bond?
Uttarakhand, with a reported penalty of up to ₹2.5 crore and 2 years of service in a hill or remote posting. Rajasthan can reach ₹1.5 crore for four branches in its government colleges.
2. Which state pays the highest PG stipend?
Delhi pays about ₹1.24 lakh a month in year 1 at government colleges, followed by Uttar Pradesh (about ₹1.10–1.17 lakh) and Gujarat (₹1,00,800). Stipends are revised often, so check the latest order.
3. Is there any state with no service bond after PG?
Chandigarh asks for no service after PG, only a 3-year residency contract and a ₹5 lakh penalty if you leave within a year.
4. What is a seat-leaving bond?
A penalty for leaving or not joining a seat, separate from the service bond. In Telangana, discontinuing after the second phase of counselling or later costs ₹50 lakh plus a 3-year ban from state PG counselling.
5. Do private and deemed colleges have bonds too?
Some do. For example, NKP Salve Institute of Medical Sciences, Nagpur, lists a ₹5 lakh refundable bond with 1 year of service for 2026–27. Confirm in the college’s own notice.
6. Is Kerala’s ₹50 lakh a service bond?
Reports describe it as the penalty, on top of government expenses, for withdrawing or discontinuing after admission. The service obligation is one year of senior residency under a bond signed on stamp paper.
7. Can I pay the penalty instead of serving?
It depends on the state and the bond wording. Penalties are usually the stated consequence of not serving, and some states also recover the stipend, as in Bihar and Kerala. Read the exact clause, and take legal advice if in doubt.
8. When does the bond become binding?
When you report and join the allotted seat. For MCC Round 1, reporting runs from 26 October to 2 November 2026.
9. Do in-service candidates have different bonds?
Usually longer ones: Tamil Nadu requires service until superannuation for service candidates with more than five years of service, and Andhra Pradesh and Kerala are reported to ask for up to 10 years.
10. Can a college keep my original certificates until the bond is cleared?
Many prospectuses say so, but in 2026 the Telangana High Court held that a college has no lien over original certificates and must sue for recovery. Talk to a lawyer if this affects you.